Financial Tools
Articles on the best calculators, apps, templates, and planners to manage your personal finances more easily.
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How Much Should Your Emergency Fund Be in the UK? (2025 Guide)
Wondering how much to keep in your UK emergency fund in 2025? Start with £500, then aim for 3 months of expenses. Learn how to calculate it, where to keep it, and see real-life examples. If there’s one piece of financial advice that shows up in every budgeting book, blog, and YouTube video, it’s this:…
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5 Eye-Opening Examples Where Average UK Pay Is Misleading
Discover 5 eye-opening examples showing how the average UK pay and salary figures can mislead. From house prices to football wages, learn why median averages reveal the real story behind the numbers—and what it means for you. The Problem With Averages: What Median vs Mean Really Tells Us About Money in the UK When a…
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Master Your Money with the 50 30 20 Rule (Even If You Hate Budgets)
Looking to take control of your finances without overcomplicating things? The 50 30 20 rule is a simple, flexible budgeting method that helps you manage money with clarity and confidence. Whether you’re just starting out or rethinking your spending habits, this guide breaks down how it works — and how to make it work for…
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12 Best Financial YouTube Channels for UK Audiences In 2025
In recent years, the financial YouTube scene has become one of the most accessible and engaging places to learn about money. Whether you’re looking to master budgeting, understand pensions, or explore the broader economy, there’s no shortage of creators out there offering guidance. But if you’re based in the UK, it can be hard to…
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What Is Bit Coin? 10 Dangerous Mistakes to Avoid Early
📍 What Is Bit Coin? (Yes, We Mean Bitcoin) Mistakes with Bitcoin can be expensive — here’s how to stay safe. If you’ve been Googling “what is Bit Coin?”, you’re not alone — and yes, it’s actually spelled Bitcoin, but we know how confusing this world can be at first. Bitcoin is a type of…
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Dave Ramsey’s 7 Baby Steps UK Edition: A Smarter Way to Stop Being Poor
If you’ve ever looked up personal finance advice online, chances are you’ve come across Dave Ramsey’s 7 Baby Steps. They’re a simple, step-by-step framework to help you get out of debt, build wealth, and take control of your money. Originally written for a US audience, Ramsey’s plan has helped millions of people become debt-free —…
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Are Premium Bonds Worth It in 2025?
A Friendly Guide to Understanding Premium Bonds Premium Bonds are one of the UK’s most talked-about savings products — but are they actually worth it? Whether you’ve just started your personal finance journey or you’re considering moving your savings around, here’s a clear, no-nonsense guide to what Premium Bonds are, why people love them, what…
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